The 12-month test will put a beta version of the central bank currency through online, mobile, in-store and peer-to-peer payments. The European Central Bank is seeking e-commerce and mobile-commerce merchants to join a 12-month digital euro pilot beginning in the second half of 2027. The pilot will test online and offline payments using a beta currency that resembles the digital euro but is not legal tender, ahead of a possible 2029 issuance. The project’s success may depend on broad merchant a…
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